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Finance

Fee Calculator.

Forward and reverse fee calculations for PayPal, Stripe, and Upwork. Stop losing money on transaction fees.

How much money do you want to end up with?
Fee Percentage (%)
Fixed Fee ($)
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You Should Ask For
$1,033.27
Transaction Amount $1,033.27
Processing Fees -$33.27
You Receive (Net) $1,000.00

Don't get short-changed on fees

When you invoice a client for $500 via PayPal or Stripe, you don't receive $500. After the platform takes its cut (usually around 2.9% + $0.30), you might only see $485.

If you are a freelancer or business owner, those missing dollars add up. This Reverse Fee Calculator tells you exactly how much to invoice so that the money landing in your bank account matches your target.

Standard Fee Cheatsheet (2025)

While rates vary by country and volume, these are the standard domestic rates for US/International transactions:

The Formula

To calculate the "Ask" amount (Reverse Calculation):

(Goal Amount + Fixed Fee) / (1 - (Fee % / 100)) = Ask Amount

Example: You want $100. Fee is 2.9% + $0.30.
($100 + 0.30) / (1 - 0.029) = $103.30

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